At Coinstash, we offer flexible verification tiers to match your investing needs. Tier 4 is designed for high-volume traders and unlocks significantly higher limits for both AUD and cryptocurrency transactions. This article explains what you get, what we need from you, and how to request the upgrade.
Tier 4 benefits
Daily AUD limits: Increases your daily deposit and withdrawal limit to $1,000,000.
Daily crypto limits: Increases your daily crypto withdrawal limit to $1,000,000.
Unlimited crypto deposits: As with all verified tiers, there is no limit on bringing crypto into your account.
Compare every tier in What are Account Verification Tiers?
Requirements for upgrading
To be eligible for Tier 4, you must first have a Tier 3 verified account (which includes a completed Proof of Address). If you're not there yet, see Upgrading to Tier 3.
For Tier 4, Australian regulations require us to collect a Source of Funds/Wealth Declaration. This is a standard part of our Trust and Compliance framework to ensure the security of high-value movements on the platform.
Step-by-step upgrade process
Access your settings:
Desktop: Click your Profile Name (top right) > Settings.
Mobile App: Tap your Profile Image (top right) > My Account > Edit.
Request the upgrade: Look for the Unlock Tier 4 panel and click the Upgrade button.
Chat with support: A support window will pop up with a pre-filled request. Click the Send (up arrow) icon.
Complete the declaration: Our Brisbane-based team will reply with a secure link to the Source of Funds/Wealth Declaration form. Fill this out with the required details regarding the origin of your investment capital.
Review: Once submitted, our onboarding team will review your declaration. We aim to process these upgrades within two business days.
Prefer a mobile-only walkthrough? See How do I Upgrade My Account to Tier 4? (Mobile App)
What is a "Source of Wealth" declaration?
This simply confirms the economic activities that generated your overall net worth (for example, salary, inheritance, investment gains or business profits). It helps us maintain a safe and compliant environment for all our users.
And "Source of Funds"?
Source of Funds is about the specific money you're bringing to Coinstash — where that particular money came from. Source of Wealth is the bigger picture of how you built your overall wealth. The declaration covers both.
Tips for a smooth review
Answer every question fully and accurately. Complete, detailed answers help us review your application without needing to come back to you.
Keep an eye on your chat and email after submitting, in case our team needs more information.
FAQ
Is my information kept private? Yes. Information you provide for verification is treated with the highest level of security and is only used to meet our regulatory obligations.
I need more than $1,000,000/day. Tier 5 raises your limits to $10,000,000/day. See Upgrading to Tier 5: Elite Verification.
Need a hand? Our Brisbane-based support team is here to help — tap the chat icon in the app or on the website to get in touch.