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How to deposit AUD via card

Step-by-step guide to adding funds to your Coinstash account using a debit or credit card.

You can add Australian dollars (AUD) to your Coinstash account instantly using a debit or credit card, Apple Pay or Google Pay. This guide walks you through a card deposit in the Coinstash app and explains the fee, limits and requirements.

Before you start

  • A card in your own name: The card must be in the same name as your Coinstash account.

  • Account tier: Your account must be at least Tier 1 verified to deposit AUD. See What are Account Verification Tiers?

  • Amount: The minimum card deposit is $200 AUD and the daily card deposit limit is $5,000 AUD (excluding fees).

  • The fee: Card deposits have a 1.37% processing fee charged by the card processor. PayID and bank transfer deposits are free.


How to make a card deposit

Step 1 – Tap Deposit

Open the Coinstash app and tap Deposit.

Coinstash app Portfolio screen showing the Deposit button

Step 2 – Choose Deposit AUD, then Card deposit

Select Deposit AUD, then choose Card deposit.

Deposit screen showing asset selection with AUD highlighted
Select Australian Dollar from the deposit options
Deposit methods screen showing the Card deposit option

Step 3 – Enter the amount

Enter the amount you'd like to deposit (minimum $200).

Card deposit form with amount entry

Step 4 – Choose your card

Add a new card or select a saved card, then tap Continue.

Card selection and payment screen

Step 5 – Complete the payment

Complete the payment. Some banks may ask you to authorise the transaction, for example in your banking app.

Card payment confirmation screen

Step 6 – Check your balance

In most cases, your funds appear in your Coinstash balance instantly.


Card deposit details

Detail

Info

Minimum deposit

$200 AUD

Daily deposit limit

$5,000 AUD (excluding Fees)

Processing fee

1.37% (charged by card processor)

Processing time

Instant in most cases; up to 1 business day

Payment Methods

  • Credit cards (Visa, Mastercard)

  • Debit cards (Visa, Mastercard)

  • Apple Pay

  • Google Pay


⚠️ Important requirements

The card you use must be in the same name as your Coinstash account. Deposits from cards in a different name will not be accepted.

  • Only cards registered in your own name are accepted.

  • Your bank may charge additional fees for crypto-related card transactions.

  • Some banks block card payments to crypto exchanges. If your deposit fails, try a different card or use PayID or bank transfer instead.

  • The 1.37% processing fee is charged by the card processor and is not retained by Coinstash.


Frequently asked questions

Why is there a 1.37% fee?

Card deposits incur a processing fee charged by our payment provider, WorldPay. This fee is not kept by Coinstash. To avoid it, deposit via PayID or bank transfer, which are both free.

My card deposit was declined. What do I do?

Some banks block card payments to crypto exchanges. If your deposit is declined, contact your bank to authorise the transaction, or use PayID or bank transfer instead.

How long does a card deposit take?

Most card deposits appear in your Coinstash account instantly. In some cases, it may take up to 1 business day depending on your bank.

Can I use someone else's card?

No. All card deposits must be made from a card in the same name as your Coinstash account. Third-party card deposits will not be accepted.


Other ways to add funds

  • PayID: instant and free. See Depositing AUD into Your Coinstash Account.

  • Bank transfer (BSB and account number): free, 1–2 business days.

  • Crypto deposit: transfer crypto directly to your Coinstash wallet address.

Need a hand? Our Brisbane-based support team is here to help — tap the chat icon in the app or on the website to get in touch.

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